Banks are filing real estate foreclosures on homeowners in Johnson County in default of the Mortgages much sooner.
I have been working as a Loss Mitigation Consultant for a few years. A Loss Mitigation Consultant or LMC helps homeowners who are in default of their home mortgage. I work with homeowners in Johnson County, Kansas. I have been keeping stats and learning from my mistakes. I have learned that not all mortgage lenders tell the truth and some lenders are so understaffed that the file I’m working on may get over looked.
During September of last year, the average homeowner in default got served by their mortgage company between the 5th and 7th months. This past month, the average homeowner in default got served between the 3rd and 4th months.
I have found that the average homeowner in default in Johnson County is getting served 2 months earlier then last year.
Why do you think the time period is shortening?
If you know of someone who is behind on their mortgage, have them contact the Dowell Taggart Team. As Loss Mitigation Consultants we have many options to help them
Dowell Taggart Team
http://StopForeclosure.DowellTaggart.com
My business partner and I have gone on over 100 appointments the past 4 months where a Johnson County homeowner was heading into a real estate foreclosure. As Loss Mitigation Consultants we help homeowners and banks mitigate their losses. Depending on the bank and their representatives we can request forbearance or a loan modification. Some banks are ok to work with and others are very difficult. Some treat the homeowners terrible and others are respectful. Lately, I had a discussion with a representative with a lender who was down right rude. His attitude toward the client was humiliating and he called the client 4 or 5 times a day. When the client informed me of what is going on, I immediately called the lender to see what the status was on the negotiations to a solution. The representative informed me that ALL homeowners who are in foreclosure are low life's and scum and that he makes a bigger bonus on harassing them.
I asked the representative if he had a chance to review the file. He said no he doesn't look at them that was a different department's job. His job, he informed me, was to collect past due payments.
I informed the representative that these homeowners were not bad people. I informed him that the husband became disabled and is waiting for his 1 year review before he starts receiving his disability insurance payments. The wife lost her job because she took off work too much to take care of the husband and one of their kids who have required many surgeries. It is true that they made well over $100,000 a year, but now they are living on less then $1500. Their health problems, health insurance payments, and car expenses have eaten up their savings. They were truly struggling. The representative, laughed and said, "I guess they didn't plan real well and they over bought."
Most people I come in contact who are in foreclosure are like most people and chose a plan to reach the American Dream. The unfortunate thing is they chose a plan that didn't work. A huge hiccup in their plan like an illness, job loss, fraud or a major negative event has gotten in their way. Most people think that ALL people who are in foreclosure over bought. That is not true. It can happen to any homeowner in Johnson County, Kansas.
The Kansas City Network Group is a non-compete business referral group that physically meets at Mimi’s Café every Friday. The sole purpose of the meeting is to pass referrals to each other. You build a network of trusted professionals you can count on referring to and you get referrals in return. It’s a win-win.
This week we learned some valuable information at today’s Kansas City Network Group meeting.
After doing our 60 second infomercials, Joe Mayhew from Waddell and Reed, gave a short presentation on his company and what he can do for consumers.
Ronnie Yarbrough, from Firstrust Mortgage, gave a presentation on what is going on with the mortgage market. Ronnie explained the $7500 First Time Home Buyer Credit and how it affects home buyers and the future loss of many of the first time home buyer programs. While most lenders are not doing 0 down loans anymore, Ronnie is one of less then a handful of lenders in Kansas City that still offers a true 103% LTV mortgage loan at prime rates. With certain borrowers he can also remove the monthly PMI insurance.
We also had a discussion on how the internet and most importantly, social networking, is changing our businesses.
If you could benefit from referrals and would like to attend the Kansas City Network Group, contact any of the officers or call Chris at 913.712.9313.
http://Groups.To/KCNG or http://KCNG.DowellTaggart.com
Spring Hill, Johnson County - Announcing a price reduction on 506 W. Smith Street, a 1 bath, 3 bdrm bi-level "New Hardwood Floors". Now 
MLS® $127,500 - Well Priced Split!.
Property information
Olathe, Olathe - Announcing a price reduction on 25388 W. 127th Street, a 3,500 sq. ft., 4 bath, 4 bdrm single story "Reverse 1.5 Story". Now MLS® $439,900 - 1,000's Below Appraisal.
Property information
Buddy's, Kansas City - Announcing a price reduction on 2901 N. 55th St., a 1,522 sq. ft., 2 bath, 3 bdrm ranch. Now MLS® $124,000 - Professionally Remodeled.
Property information
Highest Structural Specifications!
• 5,000 sq. ft., 4 bath, 5 bdrm 1 1/2 story "Reverse 1.5 Story" - MLS® $425,000 - Lenexa Reverse 1.5 Story
Whispering Hills, Lenexa - This 5 bedroom Lenexa ranch home is built with the highest quality specifications and materials. You will not find a home in Kansas City built with higher structural and energy efficient specifications.
This Lenexa Kansas energy efficient Super Insulated home is built with the highest mechanical and structural specifications to insure that the new home owner will experience the highest quality of living in Kansas City. Not only will you experience low utility bills, you’ll also experience the highest quality living.
The new home owner will experience conveniences such as a commercial style gourmet kitchen, a vita bath, 6 bay garage and Cat 5 internet technology.
Summer is here and you’ll have the best view of the forest bordering this Lenexa Home from the 1700 square foot covered porch or from the 50’ x 24’ courtyard. Sip Tea in the courtyard as you watch the deer travel across your 1.6 acre lot to the new Lenexa Park with lake.
Discover for yourself a different lifestyle that will truly excite you and we’ll guarantee you that you will have never have seen a home like this in Kansas City.
You’ll be amazed of some of the materials the builder used such as the concrete tile roof, 3 energy efficient furnaces, custom designed marble, R-47 insulated ceilings, 300+ yards of concrete, custom hickory cabinetry, wood I-Beams, Granite Countertops and the Super Insulated Styrofoam Panels. You will have never seen a home built with this kind of quality in Kansas City.
This Lenexa ranch home is located next to a Lenexa walking trail and 1 block from the new Lenexa multi-million dollar park.
DARE TO DREAM; INSPECT TO OWN! This maintenance free Lenexa Ranch is ready for your inspection today.
This is a Redemption Sale. Contact listing agent for more information.
Property information
Park Place, Overland Park - Announcing a price reduction on 202-8740 Metcalf, a 996 sq. ft., 1 bath, 1 bdrm townhouse "Park Place Condo". Now $99,900 - Granite Floors!.
Property information
Olathe, Olathe - Announcing a price reduction on 25388 W. 127th Street, a 3,500 sq. ft., 4 bath, 4 bdrm single story "Reverse 1.5 Story". Now MLS® $449,900 - 1,000's Below Appraisal.
Property information
Double Gate, Gardner - Announcing a price reduction on 17410 S. Agnes Street, a 2 bath, 3 bdrm bi-level "Vaulted Ceilings". Now MLS® $149,900 - Updated Gardner Split!.
Property information
3.75+ Acres on Cul-de-sac
• 3,731 sq. ft., 4 bath, 5 bdrm single story - MLS® $625,000 - Walkout Finished Basement
Cedar Hills, Olathe - If you're looking for acreage in Kansas City, look no further. This Olathe 1 1/2 story sits on 3 3/4 acres. With an awesome cul-de-sac lot, the treed lot is unlike any other lot in the city with creeks on the South and West sides.
This impressive 1.5 story has a circle driveway with a 3 car side entry garage up and a 1 car garage off the basement. The front curb appeal is gorgeous and the rock stairway from the circle driveway is great.
Once you enter the front of this 5 bedroom, 3 1/2 bathroom 1.5 story you'll walk into the foyer. The foyer will lead you to the dining room, living room, master bedroom suite or the kitchen area.
The kitchen area features a hearth room, breakfast room, 1/2 bath, laundry room, pantry and a stylish modern kitchen.
The second floor features 3 bedrooms and a full bathroom. The partially finished basement features a full bathroom and bedroom (Seller will finish with an accepted offer), a recroom, game room and a storage area.
Conveniently located to the city but hidden in a forest this Olathe 1.5 story is a hidden gem. The creek connecting Cedar Lake and Lake Olathe borders the property.
For more information on this 5 bedroom, 3.5 bathroom Olathe 1.5 story, click on the online brochure attached or contact your Olathe Realtor.
Property information
Georgous City Amenities, Country Charm!
• 6,500 sq. ft., 6 bath, 5 bdrm 2 story - MLS® $1,050,000 - Reduced to Sell Quickly!
Big Creek Acres, Pleasant Hill - Lees Summit, Missouri Real Estate for sale! This beautiful, 13.5 acre estate lot and gorgeous, 6500 square foot designer-furnished home are nestled in the heart of rolling farmland, just minutes from the big city and all of the amenities!
As you drive up your private, gravel lane, the serenity of shade trees and your own private pond welcomes you home. Wooded fence lines keep your views private and secluded, while treed vistas provide the perfect backdrop.
As you move up the steps past the front elevation of your new home, you enter a soaring 2 story foyer, replete with hardwoods, plenty of natural light through a wall of windows….The dining room is on the left, and through the dining room, the full kitchen of a gourmet chef....To the right of the foyer is your formal sitting room, sunken to provide a great area to welcome guests into your home. Hope you enjoy the feel of real wood beneath your feet, as the main floor of this wonderful home as all hard woods, and absolutely stunning!
The kitchen is the perfect place to start the entertainment! Commercial gas stove, granite counters, walls of pantry, and storage, provide the experience of a Tuscan eatery, with full commercial vent hood, built in refrigerator, and so much more. Through the kitchen you’ll find an eat-in dining area, with plenty of windows to enjoy the sunrise, or your guests outside on your deck.
The great room is the heart of this country getaway, with a 2 story rock fireplace, a wall of southern facing windows, for gorgeous views all year round, and the warm feeling of hardwoods beneath your feet. Relax during cool winter months as you soak up the sun, and enjoy the gas fireplace all at the sdame time. During summer months, you will exit the great room and continue your parties out of doors on your deck, overlooking the spring-fed pond.
Contact a Lee's Summit realtor to schedule a showing today!
Property information
Big Creek Acres, Pleasant Hill - Announcing a price reduction on 22300 E 175th St, a 6,500 sq. ft., 6 bath, 5 bdrm 2 story. Now MLS® $1,050,000 - Reduced to Sell Quickly!.
Property information
Priced to Sell Quickly!
• 725 sq. ft., 2 bath, 3 bdrm ranch "Raised Ranch" - $79,000 - Great Value!
Robandee, Kansas City - First time home buyers, this could be your chance to buy your way into Kansas City real estate!! This is the perfect first home or investment property for the Kansas City Investor! Don't mss out on this raised ranch that is priced THOUSANDS below market value! With 3 bedrooms and two baths this charming home would be great for the growing family! The large shaded lot and covered porch make parties even better! The neutral paint throughout creates a great feel to this home, and the nice kitchen make it a pleasure to make dinner! This home will move quickly, so don't miss your chance to save thousands of dollars by taking a look at this great home!
Property information
Don't miss this! Save Thousands!!
• 1,359 sq. ft., 1 bath, 3 bdrm bungalow - MLS® $62,000 - Amazing Value!!
Westheights Manor, Kansas City - Charming bungalow priced THOUSANDS under market!!! Add your sweat equity in this safe neighborhood to make a wonderful family home.
Property information
